Insights

Tired of out-of-control health plan costs and one-size-fits-all options? There’s another way. Level-funded health plans are the rising solution for small and mid-sized employers looking for real cost control and a better benefits experience.

If you're a broker, agent, or HR leader, you've likely faced this question: “How can we offer affordable, ACA-compliant health coverage for employees who don’t qualify—or can’t afford—major medical insurance?” Discover Minimum Essential Coverage (MEC) and MEC+ plans—smart, strategic solutions that empower employers to maintain compliance while offering meaningful benefits to their workforce.

Why 2026 Is the Year for Self-Funded Health Plans: Rising healthcare costs, evolving workforce needs, and a demand for greater control are pushing employers to get strategic about health care offerings. HR leaders and benefits agents/brokers have the ability to strategically control costs with self-funded and level-funded plans. Partners like PAI can provide employers with real-time data, customizable benefit design, and more cost savings.

Let’s Make Healthcare Personal Again What if your employees could get the kind of healthcare that truly fits them—not just based on diagnoses, but on their unique genetic makeup? With the new partnership between Planned Administrators Inc. (PAI) and

Administration can be challenging — You handle everything from enrollments and claims to compliance and employee support— all while navigating rapidly changing regulations and potentially with limited resources. If you’re feeling stretched thin, you’re not alone.

24/7 Claims Intake and Support with Property, Casualty, and Workers' Compensation with Planned Administrators, INC. (PAI) Support that Goes Beyond the Claim Accidents do not wait for business hours, and neither do we. Our around-the-clock claims

Learn how a third party administrator (TPA) can help protect your self-funded health plan with stop loss insurance, risk analytics, and strategic plan design.

One thing is certain in healthcare: transparency isn’t optional—it’s essential. As a broker/agent or HR leader, you’re the first call when employers want answers—and those questions are getting tougher: Where’s our healthcare spend really going? Why are costs still climbing? How can we improve benefits without blowing the budget?

Efficiently Manage Property, Casualty, and Workers' Compensation Claims with Planned Administrators, Inc. (PAI) We understand the value an efficient claims process has — getting employees back to work and increasing the employers' bottom line. With

As an agent, you are key to helping clients navigate their health plan options — including using technology to deliver personalized care, improving service quality, reducing costs, and enhancing the patient experience. This post explores how technology is transforming health insurance and how you can use these tools to better serve your clients and their employees.