Ancillary Products

Easy-to-Manage Voluntary Benefits

Voluntary benefit products through PAI allow clients to offer an expansive range of employee benefits without the time-consuming management of multiple vendors and invoices.

Voluntary products are affordable, providing employees access to the desirable benefits they can use, which help employers retain key employees.

Dental Insurance

This flexible dental offering features the freedom to choose any dentist, and coverage up to 100% of allowable charges (subject to annual maximum).

Group Term Life/Accidental Death & Dismemberment Insurance

This life product provides up to $20,000 face amount guarantee issue and an AD&D option. 

Short-Term Disability Insurance

This Short-Term Disability plan can be offered with no evidence of insurability or issue-age rate freeze.

Vision Insurance

Flexible benefit designs include exam only or plans that include exams and eyewear. Various copay, frequency options, and allowances can be selected.