Property & Casualty Administrative Services

Make Benefits Better

PAI understands managing exposure should go beyond the limits of traditional health and wellness benefits. Our expansive portfolio of self-insured administrative services can complement or complete an employer's benefits plan. Let our experienced adjusters and the access to some of the best network discounts strengthen the approach to managing cost and minimizing exposure.

Our Administrative Services

Our complete claims services are designed to help your company prevent losses, mitigate claim exposure, and improve outcomes. We partner with you to minimize your risk and exposure to control costs. Our philosophy is that the role of the TPA is to partner with its clients to develop a program that meets the needs of the client. We do not look to impose a particular business model, but rather we work to collaborate while offering suggestions based on our experiences, but ultimately working to implement the business model that is best for our clients. Our top priority is your top priority.

Workers' Compensation

Our claims professionals strive for the best outcomes while ensuring opportunities for cost savings are maximized. We can provide significant savings for clients through our national medical networks. Inside South Carolina the savings are even greater through South Carolina's largest health insurer's PPO network. Our results are achieved through building deep client relationships, flexibility and commitment to quality.

Integrated Benefit Model

The integrated model focuses on the employee along with hiring and maintaining a healthier workforce. PAI will diligently work with your team to reduce work-related injuries while also facilitating return-to-work and improving quality and access to medical care.

  • Preventive Programs/Consulting: Job assessments and post-offer pre-employment testing.
  • Streamlined Workflows: Integrated return to work information, optimized quality care provider programs, and shortened return to work days.
  • Employee Care Management: Combined workers' compensation and commercial health care strategies, and coordination through our population health unit.
  • Enhanced Analytics: Detailed accounts of treatment on each injured employee, provider data to guide treatment plans, and program performance to ensure success.

Learn more about our model and actual client results.


Commercial Auto, Property & Liability

We give your company the benefit of relying on one strong, experienced team to manage your commercial auto, property, and liability claims.

Our Services

Risk Analysis and Reporting

We partner with clients to help reduce the claim’s costs associated with all lines of insurance by providing analysis on your unique risks. Our online tools provide information on strategies to assist you in creating safer workplaces to protect your employees and help reduce your claims exposure.

Premium Audit

We offer audit services for commercial lines insurance policies subject to audits at expiration or upon cancellation of the policy term. In certain circumstances, we may perform an interim audit during the term of a policy to help determine the correct or adjusted premium for that policy period.

Premium audits play a vital role in the insurance industry because they obtain information needed to not only calculate premiums accurately, but also to establish future insurance rates for insurers. We will help you ensure your audit accurately reflects your company’s business. 

Our Skilled Experts: Twice the Experience

Our high-quality claims team is part of one of the strongest TPA teams in the Southeast. With twice the industry average claims management experience, our team works as an extension of your team. Troubleshooting and problem solving, with a steadfast commitment, to deliver the best results for you. Your claims management team will work with you to find better ways to manage your claims and save you money long-term. Your claims management team is dedicated to quick response times with a proactive approach to returning the injured employee to work, improving claim outcomes and mitigating exposure.

Dedicated Claims Representatives

Our staff has very low turnover. We collaborate with you on your account, so you can build trust and longevity with a dedicated adjuster who understands and anticipates your company’s needs. Working to meet your goals and maximize your financial results, our staff takes pride in protecting your business. 


We find ways to save you money, while providing excellent claims management services in all lines of business. Known in the industry for our experience, knowledge, and continuity, we are the skilled partner you can count on.

Our Quality Control Plan

Our Quality Control Plan sets us apart from the competition. It’s your assurance of the highest standards in claims management. Our high standards for quality claims management can mean lower claims costs for your company.

Performance Standards

Adjusters are managed and scored on their performance for accuracy, timeliness, and best practices. Cases are monitored daily and monthly production reports measure claim closing ratios.

Lower Caseloads

Adjusters’ caseloads are below industry standards in order to give you a higher level of personal service. They are skilled problem solvers, empowered with the flexibility to be creative and innovative in managing your claims and saving you money.

Quicker Response Times

Our performance standards, consistent monitoring, and documented reports work together to ensure your claims are managed timely and accurately. And, our business intelligence tools keep you informed throughout the claims process.

Cost Savings

We strive to be good stewards of your claims dollars. That is why we work so hard to control costs. Our managed approach can save you thousands in unnecessary medical costs. 

Controlling Costs

We can assist you in analyzing your data to find ways to better manage your claims and help you control total risk costs. Our trained adjusters understand anatomy and review proposed treatment plans to identify caregivers who deliver quality, timely and appropriate medical care to help injured workers return to work sooner.

National Medical Networks

Our access to several national medical networks helps us achieve the best possible savings for you. In South Carolina those savings are ensured by our exclusive access to South Carolina's largest insurer's PPO network. These medical cost savings are part of our advantage that help us exceed your service expectations and maximize your financial results. 

Medical Bill Review

Our comprehensive claims administration solutions provide efficient and accurate payment processing among multiple PPO networks to achieve maximum savings per bill. This best practice is our assurance that injured workers receive the highest quality care while managing medical expenses to reduce the total cost of your claims. 

SSAE Compliant

We are compliant with the SSAE 16 professional standards for best practices as set forth by the American Institute of Certified Public Accountants, which ensures the integrity of our systems and procedures.

Client Resources

Provider Directory

Welcome to PAI's property and casualty administrative services' online provider search tool. With a variety of options, this tool will assist you in identifying and locating medical providers within a specified distance of any address. The efficient search options will allow you to quickly identify the provider type you are looking for and print a provider listing or medical posting as needed.

Start Your Search

Data Reporting

We realize you have unique data reporting requirements. We provide you with dynamic claims reporting and analytics customized for your business, which allows for informed decision-making. We also provide a secure self-service tool for you to access your historical data. For information on how to access this service, please contact your account manager.

Contact us for more information

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