So that you get the most from your benefits, we’ve created an online resource center to help you manage your benefits, make informed treatment and financial decisions, and live well. From finding a healthcare provider to taking advantage of discounts, we’re here to help.
Fixed Indemnity Medical Plan
Unlike traditional major medical plans where you must first satisfy an annual deductible before you are eligible to receive benefit payments, the Fixed Indemnity Medical Plan allows you to receive specific first dollar payments for covered healthcare services, regardless of what your medical provider charges. When a sickness or injury occurs, the Fixed Indemnity Medical Plan can help eliminate your financial concerns and provide support at a time when it is needed most.
Click here to view the Benefits at a Glance for the Staffmark Fixed Indemnity Medical Plan.
This plan does not satisfy the Individual Mandate and you will be subject to the federal tax.
This plan allows you to receive a subsidy from the Health Insurance Exchange.
Minimum Essential Coverage (MEC) Wellness/Preventive Plan
In addition to your Staffmark Fixed Indemnity Medical Plan, your group offers a Wellness and Preventive Plan that covers wellness and preventative services, such as immunization and routine health screening only. This plan is in compliance with ACA rules and regulations, but it does not cover medical services or conditions caused by accident or illness. Enrolling in the MEC Wellness/Preventive Plan satisfies the Individual Mandate and you will not be taxed for failing to purchase insurance required by the Affordable Care Act. This plan does not allow you to receive a subsidy from the Health Insurance Exchange.
For information on the Wellness and Preventive Plan benefits, please visit https://www.healthcare.gov/coverage/preventive-care-benefits/.
Basic Value Plan
Your group offers a Basic Value Plan (BVP) that meets the minimum essential coverage and the individual responsibility requirement under the Affordable Care Act. If you are unsure if you elected these benefits, check your coverage letter or call Customer Service at 1-866-798-0803, Monday through Friday, 8:30 a.m. to 8:00 p.m. Eastern Time. A translation line is available for most languages.
Click here to see the BVP Summary and Exclusions.
For information on the Wellness and Prevention benefits, please visit https://www.healthcare.gov/what-are-my-preventive-care-benefits/.
Limited Health Benefits Plan for Your BVP
The BVP includes an optional limited health benefits plan that pays a fixed benefit amount to help cover the cost of common medical services. This plan does not provide comprehensive medical coverage. It is a limited benefits policy and is not intended to cover all medical expenses. The plan is not designed to cover the costs of serious or chronic illness. It contains specific dollar limits that will be paid for medical services which may not be exceeded. If the cost of services exceeds those limits, the beneficiary (not the insurer) is responsible for payment of the excess amounts. The specific dollar limits are noted in the plan designs.
Click here to see the Limited Health Benefits Summary and Exclusions.