So that you get the most from your benefits, we’ve created an online resource center to help you manage your benefits, make informed treatment and financial decisions, and live well. From finding a healthcare provider to taking advantage of discounts, we’re here to help.
Fixed Indemnity Medical Plan
Unlike traditional major medical plans where you must first satisfy an annual deductible before you are eligible to receive benefit payments, the Fixed Indemnity Medical Plan allows you to receive specific first dollar payments for covered healthcare services, regardless of what your medical provider charges. When a sickness or injury occurs, the Fixed Indemnity Medical Plan can help eliminate your financial concerns and provide support at a time when it is needed most.
This plan does not satisfy the Individual Mandate and you will be subject to the federal tax.
This plan allows you to receive a subsidy from the Health Insurance Exchange.
Please Note: Plan designs and availability vary by state. Indemnity plans do not include prescription benefits in California.
Essential StaffCARE MVP 5500
What is an MVP?
Enrollment in the Medical Value Plan (MVP) meets all ACA requirements and eliminates your Individual Mandate Tax. The plan pays 80% for in-network benefits after the deductible, and 60% if out-of-network. This MVP plan is only available for employees and dependent children. Spouse coverage is not available, however they may go to the government exchange for coverage.
To learn more go to: www.healthcare.gov
Essential StaffCARE Minimum Essential Coverage (MEC) Wellness and Preventive Plan
What is an MEC Plan?
Your group offers a Wellness and Preventive Plan that meets the individual mandate for minimum essential coverage as defined by the Affordable Care Act.
For information on the Wellness and Preventive Plan benefits, please visit the government site.
For Questions or Assistance
Please call Essential StaffCARE Customer Service at 1-866-798-0803, Monday through Friday, 8:30 a.m. to 8:00 p.m. Eastern Time. A translation line is available for most languages.