Your limited benefit plan features straight forward benefits with no co-payments or deductibles. It includes coverage to help you pay for basic medical expenses, like doctor’s office visits, prescription drugs, labs and x-rays, even wellness. EssentialCare continues to offer:
- Optional benefits including Dental, Vision, Term Life insurance and Short-term disability.
- 24-hour access to account information and claim status
- A nationwide network of more than 400,000 healthcare practitioners and more than 58,000 pharmacy locations
- Customer Service, if you have questions please call 1-866-740-4006
Please Note: Plan designs and availability vary by state. Indemnity plans do not include prescription benefits in California.
Fixed medical indemnity benefit plans are a supplement to health insurance. They are not a substitute for essential health benefits or minimum essential coverage as defined by federal health law. If you do not have other health insurance coverage, you may be subject to a tax penalty. Please consult with your tax advisor for more information.
Underwritten by BCS Insurance Company and 4 Ever Life Insurance Company, Oakbrook Terrace, IL