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benefits 4 Today

Welcome to Benefits 4 Today Program

Benefits 4 Today is a fixed indemnity medical plan that can help you pay for the care you need.

Fixed indemnity medical plans provide a specified cash payout benefits for covered services, regardless of the billed amount. Claims can be filed by, and paid to, either the provider or you. Regardless of who files the claim, the full schedule benefit amount is paid. If the providers charge is less than the schedule amount, payment for the difference goes to you.

For general customer service questions, please call 1-800-440-3068.

Please Note: Plan designs and availability vary by state. Indemnity plans do not include prescription benefits in California. 





Fixed indemnity medical benefit plans are a supplement to health insurance. They are not a substitute for essential health benefits or minimum essential coverage as defined by federal health law. If you do not have other health insurance coverage, you may be subject to a tax penalty. Please consult with your tax advisor for more information.

QUICK Benefit Look up

The PAI Benefits Portal provides a brief summary of your plan benefits. Detailed plan benefit information is provided in the Summary Plan Document.

Go to Benefit Portal »

On the MyDocs Portal, members can view their plan documents and Summary of Benefits and Coverage (SBC).

Go to MyDocs Portal »

To locate a network pharmacy near you, find the latest information about prescription drugs, or access your personal prescription and benefit information, click the "View Your Pharmacy Information" button below.

View Your Pharmacy Information »