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benefits 4 Today

Welcome to Benefits 4 Today Program

Benefits 4 Today is a fixed indemnity medical plan that can help you pay for
the care you need.

Fixed indemnity medical plans provide a specified cash payout benefits for covered services, regardless of the billed amount. Claims can be filed by, and paid to, either the provider or you. Regardless of who files the claim, the full schedule benefit amount is paid. If the providers charge is less than the schedule amount, payment for the difference goes to you.

For general customer service questions, please call 1-888-747-5770.




Fixed indemnity medical benefit plans are a supplement to health insurance. They are not a substitute for essential health benefits or minimum essential coverage as defined by federal health law. If you do not have other health insurance coverage, you may be subject to a tax penalty. Please consult with your tax advisor for more information.

To locate a CVS Caremark network pharmacy near you, find the latest information about health conditions and prescription drugs, or access your personal prescription and benefit information, click the "Visit CVS Caremark" button below.

Visit CVS Caremark »

On the MyDocs Portal, members can view their plan documents and Summary of Benefits and Coverage (SBC).

Go to MyDocs Portal »

QUICK Benefit Look up

The PAI Benefits Portal provides a brief summary of your plan benefits. Detailed plan benefit information is provided in the Summary Plan Document.

Go to Benefit Portal »