benefits 4 Today
Welcome to Benefits 4 Today Program
Benefits 4 Today is a fixed indemnity medical plan that can help you pay for the care you need.
Fixed indemnity medical plans provide a specified cash payout benefits for covered services, regardless of the billed amount. Claims can be filed by, and paid to, either the provider or you. Regardless of who files the claim, the full schedule benefit amount is paid. If the providers charge is less than the schedule amount, payment for the difference goes to you.
For general customer service questions, please call 1-800-440-3068.
Please Note: Plan designs and availability vary by state. Indemnity plans do not include prescription benefits in California.
Fixed indemnity medical benefit plans are a supplement to health insurance. They are not a substitute for essential health benefits or minimum essential coverage as defined by federal health law. If you do not have other health insurance coverage, you may be subject to a tax penalty. Please consult with your tax advisor for more information.