Unlike traditional major medical plans where you must first satisfy an annual deductible before you are eligible to receive benefit payments, the Fixed Indemnity Medical Plan allows you to receive specific first dollar payments for covered healthcare services, regardless of what your medical provider charges. When a sickness or injury occurs, the Fixed Indemnity Medical Plan can help eliminate your financial concerns and provide support at a time when it is needed most.
This plan does not satisfy the Individual Mandate and you will be subject to the federal tax.
This plan allows you to receive a subsidy from the Health Insurance Exchange.
Please Note: Plan designs and availability vary by state. Indemnity plans do not include prescription benefits in California.
Fixed indemnity medical benefit plans are a supplement to health insurance. They are not a substitute for essential health benefits or minimum essential coverage as defined by federal health law. If you do not have other health insurance coverage, you may be subject to a tax penalty. Please consult with your tax advisor for more information.
First Health is the preferred provider network.