Facts to Leverage
LevelOne: Alternative to Self-Funding
Now PAI has an option for groups who want to test the waters before self-funding their benefit plan. This is a great option for employers with a level monthly budget for their health care plan. Download the flyer for more information.
For your employees in South Carolina, PAI offers the state’s largest insurer’s Preferred Provider Organization (PPO). Our PPO network offers unparalleled access to hospital and physicians throughout the state, and negotiated fees that average between 30-48% below billed rates.
For your out-of-state employees and dependents, or traveling employees, PAI can put together network solutions that ensure your plan members will have access to discounted fees.
Pharmacy Benefit Plans
PAI also administers pharmacy benefits, utilizing top pharmacy benefit management firms, including Caremark, Smith Premier Services, Benescript, Express Scripts, and PartnersRx. These pharmacy networks feature deep discounts from average wholesale prices. Plans can be structured with tiered co-payments to encourage use of generic, preferred drugs, or mail order where possible. When group members show their ID card at participating pharmacies, they don't have to file claims or wait for reimbursement.